Beneficiary Designations: The Unsung Heroes of Your Estate Plan
Most people think their will controls what happens to everything they own. It doesn’t. Your retirement accounts, life insurance, and many bank accounts pass based on the beneficiary designation on file—not on what your will says. If that form is outdated, missing, or contradicts your will, it can undo years of careful planning in an instant.
This free workshop shows you how beneficiary designations actually work, why they so often go overlooked, and how to make sure every account lines up with the rest of your plan. You’ll learn which assets are affected, the most common mistakes families make, and how a properly coordinated plan keeps the right people from getting left out—or the wrong people from getting left in.
Presented by the estate planning team at Generations Law Firm, this is an educational event—not a sales pitch. You’ll leave with a clearer picture of where you stand, what your options are, and what the next step looks like if you’re ready to take it.
What you’ll learn:
- Why your will doesn’t control as much as you think
- Which accounts and assets transfer by beneficiary designation, not by will
- The most common (and costly) beneficiary designation mistakes
- How an outdated designation can override your current wishes
- How to make sure your accounts, will, and trust all work together